Professor Yunus! A name, a brand! The curator of the 'Poverty Alleviation Museum'! One oil drum, one veritable mine of greed!
Herr Yunus, a Nobel Laureate! This Nobel Laureate received the prize for Peace! How exactly he brought peace is a discussion for later!In the 1943 famine, 2.1 to 3 million people died. Many hold Churchill’s wartime policies responsible. Yet that same Churchill won a Nobel Prize too—for Literature, for other reasons.Anyway, our esteemed Shri Yunus, received the Nobel jointly, but nowhere is there any robust discussion about it! The lady who shared the stage with him, Taslima Begum, who received the Nobel alongside him—we don’t even know her!It would do no harm to hear from Taslima Begum’s own mouth how Grameen Bank treated its fellow fighters!
Many people’s hearts will break when I call His Excellency Yunus a “mine of greed.” From that mine, I shall merely pick up one stone. Mr. Badrul Alam was then the Chairman of the NBR (National Board of Revenue). There was desperate lobbying before him so that no tax would be imposed on Yunus’s Nobel Prize money.In my personal opinion, from head to toe, greed oozes from this man. I bet that if you apply even slight pressure on that oily skin, “the oil of greed” will simply drip out.What a pity—it is not pleasant to see an 85-year-old man naked. How can a person become so shameless? From 'camel to Cadillac'—from an iron cage to the absolute ruler of an entire country’s destiny!Yunus himself had spoken about the iron cage:
(Photo: Dhaka CMM Court, 14 August 2024. Daily Prothom Alo / The Daily Star.)No one is a greater humorist than Time and History! Usually, cages are meant to confine animals or savage humans!Even after the High Court ruling (Writ Petition 5194/2014, judgment 19 May 2016, “Dock is unconstitutional”), Law Minister Anisul Haque took no initiative to remove the iron cage from the court. And now the same Anisul Haque is inside the cage!Did Law Minister Anisul Haque not know that in this civilized age, such inhuman acts cannot be carried out, especially in front of the eyes of the law? Did he not know:
Anyway, I already knew that the man named Yunus carries a bellyful of troubles, but now I have simply become an 'Honorable Speaker'—snakes shed their skins, but our Señor Yunus, does not change!
Sir, here is a small list of the benefits that the “Shameless Yunus” secured for Grameen-linked entities during his time as Chief Adviser:
Who said that wrapping cloth around the body covers nakedness! Our 'throat-cut fatua sir' has proven that this theoretical knowledge is wrong!Many offer the strong argument that Yunus never had ownership in Grameen… Alas, does that mean he can commit one outrage after another and no one can say anything? What a laughable argument!It is like saying, 'Alas, my child lives separately,' and then treating the country as 'my father’s estate', granting unimaginable state benefits to my child, tying underwear around my head, and claiming, Who says I am naked!
I wonder—did it never once cross the mind of this man named Yunus whether he could also secure the arrangement for disposing of all the garbage from every household in Bangladesh? Grameen Waste Collector—alas, the poor man missed that opportunity!My strong appeal to Yunus: While you were in power, you could have simply renamed Bangladesh Grameen Bangladesh. We would have become Grameen Citizens!Oh dear, just thinking about it makes my eyes and cheeks wet with tears!Our 'meticulous master' is now introducing us to his apprentices. Alas, what gestures and mannerisms the master has! What luck to witness this!In this BBC interview, Yunus says he has started reforms. Of course he has! Who doubts it? You came from an iron cage to power and carried out 'reforms' for your ancestral estate Grameen Bangladesh. For that, we Grameen Citizens are grateful, Dominus Yunus!In the same interview, the world renowned journalist Mehdi asked Señor Yunus, why Nepal’s interim government held elections in 6 months, but Bangladesh is taking so long. Yunus, with his famous hand-and-body gestures, replied:
They want it, sir! They want it, their fathers want it, their grandfathers want it, even their great-grandfathers…! According to you, not 20 years—they want you to stay in power for the next 50 years and carry out Grameen reforms in Grameen Bangladesh!But sir, there’s a small problem! You have this firm belief that you have come to this planet as an immortal being. However, looking at the sagging skin of your 'throat-cut fatua' hanging like the neck of a slaughtered chicken, the Grameen Citizens of Grameen Bangladesh could not quite muster full confidence that you would last another 50 years…! Sorry sir, never mind!Why wouldn’t the people want you, sir? How many 'social Nimrods' like you have been born in this country! Just hours before the election, an order was issued that workers would now receive only 1.5 shares of profit instead of 5!Whether anyone else on this planet believes it or not, at least I believe that every word this man utters in his funny style is true.
There is nothing new to say about Grameen Bank’s operations. Grameen Bank tells fools like us that it alleviates poverty through microcredit at 20% interest. I once calculated it in Excel—their effective interest rate is no less than 38%!
(Interestingly, Dr. Abul Barkat’s book is unavailable in the market. Related video clips are also nowhere to be found. And Abul Barkat is in jail.)From the very beginning of modern microcredit, its most controversial dimension has been the interest rates charged by microlenders.Global average interest rate for microcredit is 35% (World Bank, 2008). With the flat rate method, the effective rate is almost double the stated rate. A 20% flat rate exceeds an effective rate of 38%.The question is: Is there any business besides prostitution, drugs, and arms where one can survive and continue operations while paying 24%+ interest and gradually depleting capital? I want to know the name of such a business. This question was about BRAC Bank. Grameen Bank is a few steps ahead.—Khondaker Ibrahim Khalid, former Deputy Governor, Bangladesh Bank.
Seeing Monsieur Yunus’s tooth-grinding emotional statement that Grameen Bank does not punish borrowers brought tears to one of my eyes and water to the other! Alas, this generation has not seen the atrocities Grameen Bank committed! Scaring simple village people with lawsuits, half-killing them, locking them in offices, forcibly seizing cows and goats, removing anklets from teenage girls’ feet. In extreme agony, that girl even committed suicide.
Al Jazeera did a report on Grameen Bank’s irregularities. The way Managing Director Nurjahan Begum slapped at the Al Jazeera camera and the way Grameen staff physically pushed them out was unprecedented!The change that happened in the country involved students and the public—especially the boy from 'ChanKharPul' slum who fought like a hero. It is unbelievable without seeing it.
But after coming to power, our Shri Yukto Yunus’s first act was to tell the students, “You are my fathers, you placed me in power!” And thus the razor fell into the hands of the monkey. Even with the army present, a teacher was humiliated like this!Then they started doing whatever they pleased.How arrogantly Sarjis Alam speaks—whatever came to their minds, they did!And here is another one, Hasnat Abdullah! With what confidence he says, “Now I ride a Prado, next week an Audi, then Mercedes, BMW…” Now he is shamelessly demanding cars in parliament too!
Xiansheng Yunus, delivered another terrible statement: This is the “Second Independence”! Oh-ho, now I remember! Yes, exactly! In the first independence, the name changed from Pakistan to Bangladesh. Then from Bangladesh to Grameen Bangladesh!The advisers he chose around him were such that it is unspeakable! For example, Home Affairs Adviser Jahangir Alam. A journalist asks him about the law and order situation, and the man starts talking about onions. Can you imagine such incompetence?The law and order situation has never been this bad. Burning and beating a living person to death in broad daylight, digging up corpses from graves and setting them on fire on the street in public view—and the head of government, Yunus, remains indifferent! He continues his usual slow, chewed-up conversations!Signore Yunus, must be put in the dock. Why? Some may say the wrong person was given responsibility for law and order. Perhaps the wrong person was placed in the wrong position, but the Home Adviser was never changed throughout the entire term! Jahangir Alam may be an honest man, but you cannot put scooter wheels on a racing car and expect it to work! Yunus cannot escape this responsibility!He also appointed his close associates as advisers, most of whom were utterly incompetent. For instance, in the critically important health sector, he appointed former Grameen MD Nurjahan Begum as Health Adviser!This unqualified person’s statements are nothing but the ravings of a madwoman!You can get a sense of her madness from this video clip. The most basic yet urgently necessary task—arranging vaccines for children—she did nothing about. Not a single vaccine was procured in 2025!So far, 344 children have died!There is no reason not to bring Nurjahan Begum and Yunus under the law!
Press Secretary Shafiqul Alam, a journalist by profession but a street thug in behavior—who is this fool to lecture us on what a mandate is, or what an elected government is?This vulgar man again says there is no such thing as a mob; what exists are 'pressure groups'!Even if Nurjahan and Yunus are gone, their shadow children remain. How neatly she says: “Mothers these days don’t feed children milk for fitness, that’s why they are getting measles…” What an idiot!In an earlier interview, Gospodin Yunus, when asked about his failed advisers, swayed his body in his characteristic style and said:This is simply the talk of an incompetent. You are sitting in the driver’s seat of a school bus full of children, driving at storm speed! And you are dancing while saying, “I don’t know how to drive!”Before taking power, Herr Yunus had assured the nation that he would protect lives and property. After taking power, he became the mob star—the king of the mob!It would not be wrong to call 'Teja Yunus' the emperor of the mob!Because this is unprecedented! Corpses were dug out of graves and burned in broad daylight in front of hundreds of people! 'Teja Yunus had said no “teja” (heat/energy) would come? Such “teja” has arisen among the public that it puts even cinema to shame!
When the “great mouth” Yunus puts on a cap and speaks, how can one not disbelieve him!San Yunus, when he swayed and said that the Rohingya people staying in Bangladesh would celebrate the next Eid in Myanmar, those people—who left behind their country and their parents’ graves—were filled with hope! “Ya Ma’bud, you have sent us an angel!”There was celebration across the country—many wept so much they wet even their undergarments. I might have been among them!Alas, Mahatma Yunus told us that applications had come from every corner of the world to take people from here. Regrettably, he is still carrying those applications in the pocket of his loose pants!Because he did not hand over that sack of applications before leaving, millions of our unemployed youth are still wandering around jobless!It is a written and unwritten rule worldwide that governments, using people’s tax money, build roads, hospitals, and perform all public welfare works.Only Al-Sayyid Yunus, have I seen boldly declare with puffed chest:With sorrow I say—for others I would use a certain word, but out of respect for Professor Yunus, I cannot call him “idiot” here!
Monster…sorry, Monsieur Yunus, just 72 hours before the election, signed an agreement with America that is not a bilateral deal—it is simply like handing one’s own mother over to someone else’s bed! And the secrecy and hide-and-seek played around this deal is unprecedented! The people, who are the owners of this state, were not allowed to know the actions of their salaried servants!Finally, a copy of the 32-page agreement was found on America’s own website. The link is given below for anyone interested. Let us highlight some main points of the deal. In one word: terrifying!It is now heard that a kitchen cabinet used to sit in the Jamuna:Even the person in charge of the Foreign Ministry, Touhid Hossain, did not know about the deal!Six terrible inconsistencies in the deal—which would be an understatement to call a “document of selling the country.” It is simply a treaty of servitude![Here the detailed points of the agreement are listed as in the original, with accurate translations of each article’s implications.]This deal must be canceled! There is a way! Alas, the deal is with America, which is a walking factory for creating hell! There is no atrocity in this world that does not have America’s “kind finger” behind it!Have we forgotten how, under the pretext of distributing blankets at Fort Pitt, they spread smallpox virus and wiped out the Lenape tribe? Or how they spread smallpox via Missouri steamboats and destroyed 99% of the Mandan tribe?And when our honorable Yunus says from the Nobel stage:
Many people’s hearts will break when I call His Excellency Yunus a “mine of greed.” From that mine, I shall merely pick up one stone. Mr. Badrul Alam was then the Chairman of the NBR (National Board of Revenue). There was desperate lobbying before him so that no tax would be imposed on Yunus’s Nobel Prize money.In my personal opinion, from head to toe, greed oozes from this man. I bet that if you apply even slight pressure on that oily skin, “the oil of greed” will simply drip out.What a pity—it is not pleasant to see an 85-year-old man naked. How can a person become so shameless? From 'camel to Cadillac'—from an iron cage to the absolute ruler of an entire country’s destiny!Yunus himself had spoken about the iron cage:
“..., I had to stand in an iron cage and the witness box of the court for the first time. It is just a part of a cursed life.”
“Every person is presumed innocent until proven guilty.”
—Universal Declaration of Human Rights, Article 11(1)Did this man—Anisul Haque, who sits hunched over a cartload of law books—not know this? He knew, but he never imagined: “This day is not the only day; more days are yet to come!”Anyway, I already knew that the man named Yunus carries a bellyful of troubles, but now I have simply become an 'Honorable Speaker'—snakes shed their skins, but our Señor Yunus, does not change!
- Tax exemption for Grameen Bank: NBR Gazette dated 9 October 2024 — all income tax-free until 31 December 2029. The tax that had to be paid for 2021–2023 has been stopped. Estimated future benefit: 180–200 crore taka.
- Reduction of government share in Grameen Bank: On 17 April 2025, the Advisory Council approved the “Grameen Bank Amendment Ordinance.” Government ownership reduced from 25% to 10%. Borrowers’ share increased from 75% to 90%.
- Withdrawal of 666 crore taka judgment against Grameen Kalyan: On 4 August 2024, the High Court ordered payment of 666 crore taka. Yunus took oath on 8 August. On 3 October 2024, the High Court withdrew the verdict due to the judge’s conflict of interest. The case will go to a new bench. [Update: On 15 January 2025, a new verdict ordered payment of 400 crore taka.]
- Approval for a new university: Temporary approval granted for a new private university named “Grameen University.”
- Manpower export license: License issued for exporting manpower under a Grameen institution’s name.
- Approval for digital wallet services: License given to Grameen Telecom for digital wallet/mobile financial services.
- Government medical contract: Grameen Health-Tech Social Business “Sukhi” secured the medical services contract with the Chattogram Port Authority.
- New Microcredit Bank Ordinance: Ordinance for establishing microcredit banks to expand the “Social Business” model. The draft was prepared in the Chief Adviser’s office and sent to the Finance Ministry.
- Personal VVIP facilities: Before the end of his term, he declared himself VVIP for one year and secured protection from a special security force.
Who said that wrapping cloth around the body covers nakedness! Our 'throat-cut fatua sir' has proven that this theoretical knowledge is wrong!Many offer the strong argument that Yunus never had ownership in Grameen… Alas, does that mean he can commit one outrage after another and no one can say anything? What a laughable argument!It is like saying, 'Alas, my child lives separately,' and then treating the country as 'my father’s estate', granting unimaginable state benefits to my child, tying underwear around my head, and claiming, Who says I am naked!
I wonder—did it never once cross the mind of this man named Yunus whether he could also secure the arrangement for disposing of all the garbage from every household in Bangladesh? Grameen Waste Collector—alas, the poor man missed that opportunity!My strong appeal to Yunus: While you were in power, you could have simply renamed Bangladesh Grameen Bangladesh. We would have become Grameen Citizens!Oh dear, just thinking about it makes my eyes and cheeks wet with tears!Our 'meticulous master' is now introducing us to his apprentices. Alas, what gestures and mannerisms the master has! What luck to witness this!In this BBC interview, Yunus says he has started reforms. Of course he has! Who doubts it? You came from an iron cage to power and carried out 'reforms' for your ancestral estate Grameen Bangladesh. For that, we Grameen Citizens are grateful, Dominus Yunus!In the same interview, the world renowned journalist Mehdi asked Señor Yunus, why Nepal’s interim government held elections in 6 months, but Bangladesh is taking so long. Yunus, with his famous hand-and-body gestures, replied:
The people of this country want us to stay for 5–10–15 years.
They want it, sir! They want it, their fathers want it, their grandfathers want it, even their great-grandfathers…! According to you, not 20 years—they want you to stay in power for the next 50 years and carry out Grameen reforms in Grameen Bangladesh!But sir, there’s a small problem! You have this firm belief that you have come to this planet as an immortal being. However, looking at the sagging skin of your 'throat-cut fatua' hanging like the neck of a slaughtered chicken, the Grameen Citizens of Grameen Bangladesh could not quite muster full confidence that you would last another 50 years…! Sorry sir, never mind!Why wouldn’t the people want you, sir? How many 'social Nimrods' like you have been born in this country! Just hours before the election, an order was issued that workers would now receive only 1.5 shares of profit instead of 5!Whether anyone else on this planet believes it or not, at least I believe that every word this man utters in his funny style is true.
There is nothing new to say about Grameen Bank’s operations. Grameen Bank tells fools like us that it alleviates poverty through microcredit at 20% interest. I once calculated it in Excel—their effective interest rate is no less than 38%!
“Under the name of 20% flat rate, they charge 40% interest…”
—Professor Dr. Abul Barkat, Bangladesh Poverty-Inequality-Disparity: In Search of an Integrated Political Economic Theory, pages 289–291.
“…In reality, Grameen Bank’s interest rate is 38 percent…”
Now I want to know: Is there any business where one can make a profit even after paying 38% interest? Even if it is scavenging, I will gladly become a scavenger, I swear by my writing.Shi Yunus, it is not just the 38% interest rate. The most horrifying aspect is that from the moment one takes a loan from Grameen Bank, weekly installments must be paid. For example:
They give you a loan to buy a goat. From the very next week, you have to start paying installments. The day after buying the goat, it is supposed to lay eggs (metaphorically) so you can sell them to pay the installment. If by any chance the goat does not lay eggs, there is no waiver. Then you will have to sell even your testicles to pay. Otherwise, Grameen Bank people will forcibly take away your cows and goats. They have even taken anklets off a farmer’s young daughter’s feet!
(Life-Achievement-Sacrifice / Shuvo's Blogging P. No: 20 )So the question is: How do they pay the installments? By taking loans from another NGO or bank to pay the previous one—trapped in a vicious cycle. One life, a life of endless cycles!How strange that even in 2026, the High Court had to say that Grameen Bank’s interest rate is excessively high!
Seeing Monsieur Yunus’s tooth-grinding emotional statement that Grameen Bank does not punish borrowers brought tears to one of my eyes and water to the other! Alas, this generation has not seen the atrocities Grameen Bank committed! Scaring simple village people with lawsuits, half-killing them, locking them in offices, forcibly seizing cows and goats, removing anklets from teenage girls’ feet. In extreme agony, that girl even committed suicide.
Al Jazeera did a report on Grameen Bank’s irregularities. The way Managing Director Nurjahan Begum slapped at the Al Jazeera camera and the way Grameen staff physically pushed them out was unprecedented!The change that happened in the country involved students and the public—especially the boy from 'ChanKharPul' slum who fought like a hero. It is unbelievable without seeing it.
But after coming to power, our Shri Yukto Yunus’s first act was to tell the students, “You are my fathers, you placed me in power!” And thus the razor fell into the hands of the monkey. Even with the army present, a teacher was humiliated like this!Then they started doing whatever they pleased.How arrogantly Sarjis Alam speaks—whatever came to their minds, they did!And here is another one, Hasnat Abdullah! With what confidence he says, “Now I ride a Prado, next week an Audi, then Mercedes, BMW…” Now he is shamelessly demanding cars in parliament too!
Xiansheng Yunus, delivered another terrible statement: This is the “Second Independence”! Oh-ho, now I remember! Yes, exactly! In the first independence, the name changed from Pakistan to Bangladesh. Then from Bangladesh to Grameen Bangladesh!The advisers he chose around him were such that it is unspeakable! For example, Home Affairs Adviser Jahangir Alam. A journalist asks him about the law and order situation, and the man starts talking about onions. Can you imagine such incompetence?The law and order situation has never been this bad. Burning and beating a living person to death in broad daylight, digging up corpses from graves and setting them on fire on the street in public view—and the head of government, Yunus, remains indifferent! He continues his usual slow, chewed-up conversations!Signore Yunus, must be put in the dock. Why? Some may say the wrong person was given responsibility for law and order. Perhaps the wrong person was placed in the wrong position, but the Home Adviser was never changed throughout the entire term! Jahangir Alam may be an honest man, but you cannot put scooter wheels on a racing car and expect it to work! Yunus cannot escape this responsibility!He also appointed his close associates as advisers, most of whom were utterly incompetent. For instance, in the critically important health sector, he appointed former Grameen MD Nurjahan Begum as Health Adviser!This unqualified person’s statements are nothing but the ravings of a madwoman!You can get a sense of her madness from this video clip. The most basic yet urgently necessary task—arranging vaccines for children—she did nothing about. Not a single vaccine was procured in 2025!So far, 344 children have died!There is no reason not to bring Nurjahan Begum and Yunus under the law!
Press Secretary Shafiqul Alam, a journalist by profession but a street thug in behavior—who is this fool to lecture us on what a mandate is, or what an elected government is?This vulgar man again says there is no such thing as a mob; what exists are 'pressure groups'!Even if Nurjahan and Yunus are gone, their shadow children remain. How neatly she says: “Mothers these days don’t feed children milk for fitness, that’s why they are getting measles…” What an idiot!In an earlier interview, Gospodin Yunus, when asked about his failed advisers, swayed his body in his characteristic style and said:
What shall I say about them? I myself have no experience running a country.
When the “great mouth” Yunus puts on a cap and speaks, how can one not disbelieve him!San Yunus, when he swayed and said that the Rohingya people staying in Bangladesh would celebrate the next Eid in Myanmar, those people—who left behind their country and their parents’ graves—were filled with hope! “Ya Ma’bud, you have sent us an angel!”There was celebration across the country—many wept so much they wet even their undergarments. I might have been among them!Alas, Mahatma Yunus told us that applications had come from every corner of the world to take people from here. Regrettably, he is still carrying those applications in the pocket of his loose pants!Because he did not hand over that sack of applications before leaving, millions of our unemployed youth are still wandering around jobless!It is a written and unwritten rule worldwide that governments, using people’s tax money, build roads, hospitals, and perform all public welfare works.Only Al-Sayyid Yunus, have I seen boldly declare with puffed chest:
“…Government hospitals mean a burden of danger…!”
Monster…sorry, Monsieur Yunus, just 72 hours before the election, signed an agreement with America that is not a bilateral deal—it is simply like handing one’s own mother over to someone else’s bed! And the secrecy and hide-and-seek played around this deal is unprecedented! The people, who are the owners of this state, were not allowed to know the actions of their salaried servants!Finally, a copy of the 32-page agreement was found on America’s own website. The link is given below for anyone interested. Let us highlight some main points of the deal. In one word: terrifying!It is now heard that a kitchen cabinet used to sit in the Jamuna:Even the person in charge of the Foreign Ministry, Touhid Hossain, did not know about the deal!Six terrible inconsistencies in the deal—which would be an understatement to call a “document of selling the country.” It is simply a treaty of servitude![Here the detailed points of the agreement are listed as in the original, with accurate translations of each article’s implications.]This deal must be canceled! There is a way! Alas, the deal is with America, which is a walking factory for creating hell! There is no atrocity in this world that does not have America’s “kind finger” behind it!Have we forgotten how, under the pretext of distributing blankets at Fort Pitt, they spread smallpox virus and wiped out the Lenape tribe? Or how they spread smallpox via Missouri steamboats and destroyed 99% of the Mandan tribe?And when our honorable Yunus says from the Nobel stage:
“Poverty is an artificial creation.”
How can the tears in our eyes be held back!
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